Spend. Smart. PayPal. Prepaid.

You can use the PayPal Prepaid Mastercard® to eat, drink and shop everywhere Debit Mastercard is accepted. Order online and there's no purchase fee to get the card.1 Subject to activation and identity verification.*

You must have a PayPal Account to have access to your PayPal Prepaid MasterCard transaction history and other online features.2

Order Your Card

Already have a PayPal Prepaid Card? Activate your Card Account here.2 It's easy.

Order online and pay no purchase fee to get the card. Score.

Activate it, load funds, shop. Load funds, shop. Load funds, shop…

Reload it online or at the nearest retail reload location.3

Load. Reload. Repeat.

How do you add money to your card? Use the no-cost direct deposit service and have access to your funds up to 2 days faster3 than what traditional banks offer. Make transfers4 from your PayPal Account to your Card Account.2 You can even add money at more than 130,000 NetSpend Reload Network locations nationwide.5

Scroll down for disclosures *,1-5

Cash in on cool extras.

You can receive special offers and cash back rewards.6 And if you open an optional tiered-rate Savings Account through The Bancorp Bank, Member FDIC, you can earn up to 5.00% Annual Percentage Yield (APY) for balances up to $1,000.7 Plus, with the Refer-A-Friend program,8 for every friend you get to sign up, activate and load $10 on their Card, you'll both earn $5. How nice is that?

Scroll down for disclosures 6-8

203 million BFFs.

There are more than 203 million active PayPal Accounts around the globe tapping into a better way to pay.

Manage your money on the fly.

On the go? The PayPal Prepaid mobile app's got you covered.9 Check your account balance, review recent transactions, load checks, find a nearby reload location, or receive real-time activity alerts - all from your mobile phone.9

Download for Android | Download for iPhone®

Mobile App

Right this way to get your PayPal Prepaid Card.

Order Your Card

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

1 Other costs, terms, and conditions are associated with the use and reloading of this Card Account. For a detailed list of fees, see the Cardholder Agreement.

2 Use of this Card requires a PayPal Account. If you do not already have a PayPal Account you will link to this Card, visit www.paypal.com to get one - or, get one when you activate this Card online. You will not be able to go online and access balance information, your transaction history, PayPal Transfers, the mobile app, and the optional Savings Account unless you link a PayPal Account to this Card. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses or sponsors the PayPal Account to which various funding sources, including a PayPal Prepaid Card, may be linked.

3 Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.

4 Money transfers may only be made in the name of a valid PayPal Prepaid Cardholder and your PayPal Prepaid Card must be activated and linked with your PayPal Account at www.paypal.com. Only one (1) PayPal Prepaid Card may be linked to one (1) PayPal Account. If a member of your household has another PayPal Prepaid Account, another PayPal Account in that person's name is needed. Transfers from the PayPal Account to the PayPal Prepaid Card Account are limited to the amount of funds available in your PayPal Account and may not exceed $300 a day/$2,000 per rolling 30 days. Overdrafts are not available. Money cannot be moved directly from individual funding sources like credit or debit cards, bank accounts, etc., attached to the PayPal Account to the PayPal Prepaid Card Account. Transfers from the PayPal Account to the PayPal Prepaid Card Account cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorse nor sponsor the PayPal online account to which various funding sources, including a PayPal Prepaid Card, may be linked.

5 A fee may be assessed by reload location and may vary from location to location.

6 Cash back rewards is an optional program. You may opt-out at any time by visiting your cash back rewards Summary Page at your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a cash back rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs, terms and conditions in your Online Account Center. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment methods. Program sponsor: Netspend Corporation. The Bancorp Bank is not affiliated in any way with the program and neither endorse nor sponsors it.

7 The Savings Account is made available to Cardholders through The Bancorp Bank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of January 2, 2018. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of cardholder's identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage limit, currently $250,000.00.

8 A Cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No rewards credited to either party if referred individual had a PayPal Prepaid Card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $10 load requirement is fully met. Only cash loads and direct deposits count towards the minimum load requirement. Allow 2 business days for $5 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. The Bancorp Bank and PayPal are not affiliated in any way with the Refer-a-Friend rewards program and do not endorse or sponsor the program.

9 No charge for this service, but your wireless carrier may charge for messages or data.

The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. NetSpend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, identity, verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.

©  Total System Services, Inc. ® All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.